Financing

Financing for home improvement projects on Long Island

We want to make it as easy as possible for your house to become the home you are proud of. That is why we offer financing that is transparent and simple, through LendKey.

Rates as low as 8.99% APR. Terms up to 20 years. No prepayment penalty.

8.99%APR from
20 yrLongest term
$0Hidden fees
Long Island home at dusk with new James Hardie siding and a finished deck by Good Guys Contracting

Financed project Full exterior remodel and deck, Suffolk County

What LendKey is

Community banks and credit unions, not a sales desk

LendKey connects homeowners to community banks and credit unions offering home improvement loans at the lowest costs they can. It is hassle free and there are no penalties for repaying early.

You are, of course, always welcome to pursue your own financing through your current bank or another of your choice. We offer LendKey as another option, to give you a choice.

Rates from
8.99% APR

Fixed rate financing, so the payment you are quoted is the payment you keep.

Terms up to
20 years

Flexible funding schedules built around the needs of your project.

Hidden fees
$0

No hidden fees, and no penalty for paying the loan off early.

Support
1:1

Dedicated expert assistance from application through project completion.

How it works

Five steps, all of it online

Step 1

Fill out your application online.

Step 2

Get instant approval.

Step 3

Upload your supporting documents.

Step 4

Get and sign the approvals.

Step 5

Use the funds to start the project.

What you need

Two documents, that is the whole list

A government issued ID

A driver’s license, passport, or permanent resident card.

Proof of income

Pay stubs, tax returns, a 1099-R, or similar documentation of income.

A note on what we do not do. We are a contractor, not a lender. We do not take a cut of your rate, we are not paid to steer you toward one option, and we will tell you plainly if your own bank beats what LendKey offers you.

Start here

Get a number before you think about financing

Financing only matters once you know what the project actually costs. Start with a free line item estimate, then decide how you want to pay for it.

  • A 10 to 15 minute call, no in home sales meeting
  • A written line item proposal, emailed to you
  • No obligation and no follow up pressure
  • We will say so if your own bank is the better deal
(631) 559-6420
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